If you are self-employed or freelance, you have the unenviable challenge of having good weeks and bad weeks, in terms of being paid. If you are like me, during the really good weeks, I had a tendency to buy the big screen TV and during the bad weeks I lived on Ramen. To avoid the irregularity, I devised a scheme to even everything out.

First, figure out how much you need to live on every week. You can do the budget thing, or, if you were like me, I left a salaried job to freelance. I knew how much I needed to make each week based on my previous salary. This will be the amount you "pay yourself" each week.

Now, every bit of payment you get, deposit it into a savings account. It is all right if the savings account charges after a certain number of withdrawals, as long as they allow at least 5 withdrawals a month with no charge. This should be a savings account that allows unlimited deposits. Most do.

Now every week transfer your predetermined paycheck from your savings account to your checking account. If your business is booming, you will find that at the end of the year, you still have a nice savings account going, even after paying taxes. If you find you are running out of money in your savings account, it is time to reassess your spending habits or make changes to increase the amount of money coming in.

Go for it! Remember. your journey is as unique and valuable as anyone else's.

Visit my website at https://theroadlesstraveled.coachesconsole.com to sign up for a free two hour coaching session. This can be done over the phone, Skype or in person in the Chicago area and it can be life changing. I have openings for new clients starting in March and would love to be a part of your leap to your full potential.

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